> For the complete documentation index, see [llms.txt](https://docs.lenddisk.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lenddisk.com/overview-2/loan-configuration.md).

# Loan Configuration

Loan setup includes loan products, repayment cycles, fees, penalties, interest conventions, repayment behavior, and allowed application-level term overrides.

## Loan Products

TODO: Document interest rate periods, calculation methods, compounding, day-count conventions, schedules, grace periods, rounding, payment allocation, arrears, early repayment, and override controls.

## Locked Loan Terms

Approved loans retain a snapshot of applicable terms so later product changes do not alter existing contracts.

## Related Topics

* [Create a Loan Application](/overview-1/overview-1/loan-applications.md)


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